Which of the following is a benefit of the risk management process?

The benefit of the risk management process is that it enables organizations to cope more effectively with financial disasters. This is crucial as the risk management process involves identifying, assessing, and prioritizing risks, followed by coordinated efforts to minimize or manage the impact of those risks. By having a robust risk management strategy in place, organizations can prepare for potential financial crises through proactive measures, contingency planning, and effective resource allocation. This preparedness not only helps to mitigate losses when disasters strike but also enhances the overall resilience of the organization in the face of uncertainty.

In contrast, increasing operational expenses, reducing service quality, and worsening community image do not align with the objectives of a thoroughly implemented risk management process. Effective risk management aims to maintain or improve service quality while managing costs and safeguarding the organization's reputation within the community. Thus, option B is the most aligned with the core principles and goals of risk management.