What is property insurance primarily concerned with?

Property insurance is primarily concerned with protecting physical assets and property against loss or damage due to various risks, such as fire, theft, or natural disasters. This type of insurance focuses on the value and integrity of tangible items, which can include homes, buildings, and personal belongings.

B includes the essential aspect of property protection, which is the main focus of property insurance. By covering the financial losses associated with damages to these physical assets, property insurance helps individuals and businesses safeguard their investments and recover from unexpected incidents.

In contrast to this, liability protection is more focused on covering claims made against an insured party due to negligence or harm to others, which does not fall under the primary concern of property insurance. Accident coverage typically pertains to injuries sustained by individuals rather than damage to property, and health insurance is designed to cover medical expenses rather than property-related losses. Therefore, option B represents the most accurate reflection of what property insurance primarily focuses on.