What is one of the main aspects that a Claims Adjuster has to verify?

A Claims Adjuster plays a critical role in the insurance claim process, and a key aspect of their job is to verify that the insurance policy is indeed active and that the accident or loss being claimed is legitimate. This verification is essential because if the policy is not active at the time of the incident, the insurer may not be liable for the claim. Additionally, confirming that the accident is real helps prevent fraudulent claims and ensures that legitimate claims are processed correctly. By verifying these factors, the Claims Adjuster can determine whether the claim is valid and required to be paid according to the terms of the insurance policy. This foundational step is crucial for maintaining the integrity of the insurance process and protecting the interests of both the insurer and the insured.