What happens to the coverage of a reinstated policy?

When a policy is reinstated, the coverage typically remains the same as it was at the time of cancellation. This means that if no modifications or updates have been made to the policy terms or conditions, the coverage will revert to what was initially agreed upon before the policy was terminated.

It's important to note that reinstatement often restores both the coverage limits and the specific terms that were in place prior to cancellation, assuming that the reinstatement process is completed without changes in the policy structure. Therefore, the customer can expect continuity in the protection their policy offers.

In the context of other options, they pertain to scenarios that are not standard for reinstatement. For instance, modifying the policy to reflect new conditions or defaulting to minimum coverage is not a typical outcome during reinstatement unless specific changes are requested or required. Cancelling out previous claims history would imply that past claims have no impact on the reinstated policy, which usually is not the case since claims history typically follows the policy regardless of reinstatement.